Privacy Policy

Privacy Policy

Introduction

Welcome to https://black-horse-car-finance-claim.dreamdwellings.net (hereafter referred to as “Black Horse Car Finance Claim” or “we”). We are dedicated to maintaining a transparent and secure online environment for our users while respecting their privacy. This Privacy Policy details the ways in which we collect, utilize, and safeguard your personal information, ensuring compliance with various global data protection regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information in electronic documents
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA) and Colorado’s Consumer Privacy Act (CPA)
  • Utah’s Consumer Sales Privacy Act (UCPA), Connecticut’s Connecticut Transparency and Accountability of Data Practice Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy covers all aspects of our online presence, including but not limited to:

Please be aware that this policy does not extend to external platforms, applications, or services accessible through links on our site. These third-party entities have their own privacy policies governing user data collection and usage.

Processing Activities

This Privacy Policy outlines the activities we engage in when:

  • You utilize our applications and services as an authorized user.
  • You visit websites linked to this Privacy Statement.
  • We communicate with you via email, phone calls, or text messages (SMS).

Personal Data Collection

We collect several types of personal data to enhance your experience and provide tailored services. This includes:

  • Account Information: Details associated with your user account, such as username, password, and registration date.
  • Payment Information: Credit card or debit card details, payment history, and billing addresses for processing transactions.
  • Financial Information: Data related to your financial status, creditworthiness, and loan applications.
  • Purchase Information: Items you have purchased from us, order history, and associated shipping information.
  • Mobile Device Identifiers: Unique identifiers from your mobile device, including IP addresses, device types, and operating system versions.
  • Location Data: Geographic data provided by your device when using our location-based services.
  • Feedback: Comments, reviews, and ratings you share with us to improve our products and services.
  • Social Media Information: If you interact with us on social media platforms, we may collect data from those accounts, subject to the respective platform’s privacy settings.
  • Product Information: Details about products you view or purchase on our site, including preferences and customization choices.

We gather this information through direct user input, interactions with our systems, and automated technologies such as cookies (explained in the next section). Additionally, we may receive personal data from third parties who assist us in providing services, always adhering to their privacy policies.

Cookies and Similar Technologies

We utilize cookies and similar tracking technologies for several reasons:

  • Strictly Necessary: These cookies enable core features like login, account management, and navigation on our site.
  • Preferences: They remember your preferences, such as language settings, to provide a personalized experience.
  • Analytics: Analytics cookies help us understand user behavior, track trends, and measure the effectiveness of our website and services.

Users can manage their cookie preferences through our Cookie Manager, allowing them to control which types of non-essential cookies are set on their device.

Data Retention and Deletion

We retain personal data for as long as it is necessary for the purposes identified during collection or as required by law. When no longer needed, we securely delete or anonymize your data unless we have a legitimate business reason to keep it.

Your Rights

Depending on your jurisdiction, you may possess certain rights regarding your personal data, including:

  • Access: Request access to the personal data we hold about you.
  • Rectification: Ask for corrections if your data is inaccurate or incomplete.
  • Erasure: Demand the deletion of your personal data in specific circumstances.
  • Restriction: Limit our processing of your data under certain conditions.
  • Portability: Receive your personal data in a structured, commonly used format.
  • Objection: Object to the processing of your data for legitimate interests.
  • Non-Discrimination: Be free from discriminatory practices based on your exercise of data protection rights.

To invoke any of these rights or to file appeals/complaints, please contact our dedicated privacy team using the details provided below.

Changes to Privacy Policy

We reserve the right to update this Privacy Policy at any time. Any changes made will be reflected on this page, and we encourage users to review it periodically for the latest information.

Contact Us

For any inquiries related to privacy, data requests (including unsubscribe), or if you have concerns about our data practices, please contact us: